Un-F***
Your Finances.
From Savings To Settlement
Not a baby boomer? No issue! We offer a welcoming, jargon-free mortgage service that speaks your language-friendly, simple guidance with none of the finance-bro nonsense.
Keeping FINANCE SIMPLE,
for once.
How can theogbroker help you?
As the headline suggests, we’re here to un-f*ck your finances, from savings to settlement (and beyond).
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We help you understand the entire process of purchasing property, from ‘it was all a dream’, to the exact steps you need to save for a deposit, through to settlement and beyond.
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We compare hundreds of loan products and policies to find a loan that suits your budget and financial goals.
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We do the boring paperwork and liaise with the bank on your behalf.
We have many repeat offenders - I mean, repeat customers - that come back to do it all again when they’re ready to re-finance, look at investment properties or upgrade to a bigger home.
about.
I’m Olivia Graham, and when it comes to purchasing property and securing the right home loan, I’m here to un-f**k your finances - from savings to settlement.
At 21, I bought my first property and realised the financial world speaks a language that’s more confusing than it needs to be.
Armed with a Masters in Business & Finance, a Bachelor’s in Journalism, I dived into the mortgage-broking space fully licensed, with the mission to provide a unique service that cuts through the jargon and makes home-buying an exciting, straightforward experience - especially for young women and their other halves.
I get to know my clients’ immediate and long-term goals, manage all the boring paperwork, and guide them every step of the way - whether it’s their first home, a smart investment, or a dream upgrade.
With over a decade of experience, I’ve mastered the art of crunching numbers, conducting thorough research on what lenders can offer, and negotiating deals that benefit my clients long after they’ve secured the mortgage that best suits their lifestyle and financial goals.
My bottom line is to demystify the financial process and get you into your dream home faster, with minimal stress and maximum results, whether you’ve got $1 to your name or several houses in your portfolio.
Stay in
Touch!
Fill out the form, and we’ll be in touch soon with everything you need to know. We’ve got your back!
"Working with The OG Broker was a game-changer! They reviewed my home loan, found better rates, and saved me thousands. Professional, reliable, and always on point!"
Frankie B.
"I didn’t realize how much I could save until Olivia stepped in. Their knowledge and personalized approach gave me peace of mind-and a better deal!"
Jesse N.
"The OG Broker made me feel like a financial genius without me doing any of the hard work! I just sat back while they found me a better rate and saved me a ton. 10/10 would let them fix my finances again!"
Jamie L.
Testimonial
"What our clients *actually* say about us!"
Stay
Connected!
"Click ‘Follow
because scrolling through cat videos won’t help you get a better mortgage deal!"
’
about.
I’m Olivia Graham, and when it comes to purchasing property and securing the right home loan, I’m here to un-f**k your finances - from savings to settlement. At 21, I bought my first property and realised the financial world speaks a language that’s more confusing than it needs to be. Armed with a Masters in Business & Finance, a Bachelor’s in Journalism, I dived into the mortgage-broking space fully licensed, with the mission to provide a unique service that cuts through the jargon and makes home-buying an exciting, straightforward experience - especially for young women and their other halves. I get to know my clients’ immediate and long-term goals, manage all the boring paperwork, and guide them every step of the way - whether it’s their first home, a smart investment, or a dream upgrade. With over a decade of experience, I’ve mastered the art of crunching numbers, conducting thorough research on what lenders can offer, and negotiating deals that benefit my clients long after they’ve secured the mortgage that best suits their lifestyle and financial goals. My bottom line is to demystify the financial process and get you into your dream home faster, with minimal stress and maximum results, whether you’ve got $1 to your name or several houses in your portfolio.
And Social.
Because scrolling through cat videos won’t help you get a better mortgage deal!"
Refinancing
Spoiler alert: Banks love new clients way more than existing ones. Translation? You might be missing out on some killer deals just by sticking around.
We’ll help you refinance like a queen - whether it’s for lower rates, juicy cashbacks, or simply renegotiating with your current bank. Because loyalty should be rewarded, not taken for granted. And that’s why we wearing boxing gloves to our bank meetings.
Just kidding
Refinancing
Spoiler alert: Banks love new clients way more than existing ones. Translation? You might be missing out on some killer deals just by sticking around.
We’ll help you refinance like a queen - whether it’s for lower rates, juicy cashbacks, or simply renegotiating with your current bank. Because loyalty should be rewarded, not taken for granted. And that’s why we wearing boxing gloves to our bank meetings.
Just kidding
Investment Loans
Are you a budding property mogul?
We love to see it, however it’s important to remember that investment loans aren’t like your owner-occupied home loans - they come with their own set of policies, rates, and repayment types.
We can walk you through the options of rent-vesting, using equity from other properties to fund it or how much bitcoin to you need to sell for a deposit.
Whether it’s your first, second or 20th investment property, you’ve come to the right place.
Next Home
Thinking about selling your current home or leveraging your equity for something bigger?
Whether you're upgrading to a bigger home, dreaming of a sea-change, or simply looking to escape the in-laws, we ensure you’ve got the will AND the way.
Construction Funding
When the kids/dogs are driving you up the wall, it might be time to add an extra room (yoga studio, or perhaps a larger wardrobe to hide in).
We can help you increase your existing loan or secure a construction draw-down loan to fund that dream extension.
Whether it’s a new room, a revamped kitchen, or that outdoor oasis you’ve been Pinteresting for months, we’ll make sure you get the funds without the drama of the back-and-forth.
Our Service
Dedicated Brokerage Service Tailored for You
THEOGBROKER
Stay in the know.
Un-f*** the finances togheter!
"Be the first to book a call with The OG Broker for expert advice and personalized financial solutions."
© 2024 by theogbroker.com.au Created by Alfred Nosel
FAQ
Got Questions? - We've Got Answers!
Absolutely nothing, actually.
Whether you're just starting your first job, scouting your dream home without a penny to your name, or you’ve got your deposit ready, we’re here to help you at any stage of the journey.
Maybe you need a pay rise, a new gig, or some time to build up those savings - whatever it is, we’ll guide you through the steps to take based on your goals - rags to riches style.
Great news.
For you, nothing!
We receive commission payments from the lender (the bank) in a few different ways, the most common is that the lender pays us an upfront commission after the loan settles, based on a percentage of the loan amount. We also receive an ongoing trail commission from the bank, for the life of the loan.
E.g. We might look at your situation (needs, income, existing debts, living expenses, deposit etc) and we apply for a loan at X bank. The bank basically says “thanks for picking us, and handling on the paperwork, here’s some money for your efforts”.
We also receive an ongoing fee paid by the lender, known as a trail commission. This is usually paid monthly for the duration of the loan, calculated as a small percentage of the loan balance.
In summary, the commissions that we are paid by lenders are not payable by you. Hallelujah!
This also means that our initial consult, and up to three additional meetings, phone calls or zooms – we won’t charge for.
If you’re feeling particularly nosey, head to our Jargon Library for more info on fees/commissions.
Absolutely nothing, actually.
Whether you're just starting your first job, scouting your dream home without a penny to your name, or you’ve got your deposit ready, we’re here to help you at any stage of the journey.
Maybe you need a pay rise, a new gig, or some time to build up those savings - whatever it is, we’ll guide you through the steps to take based on your goals - rags to riches style.
Great news.
For you, nothing!
We receive commission payments from the lender (the bank) in a few different ways, the most common is that the lender pays us an upfront commission after the loan settles, based on a percentage of the loan amount. We also receive an ongoing trail commission from the bank, for the life of the loan.
E.g. We might look at your situation (needs, income, existing debts, living expenses, deposit etc) and we apply for a loan at X bank. The bank basically says “thanks for picking us, and handling on the paperwork, here’s some money for your efforts”.
We also receive an ongoing fee paid by the lender, known as a trail commission. This is usually paid monthly for the duration of the loan, calculated as a small percentage of the loan balance.
In summary, the commissions that we are paid by lenders are not payable by you. Hallelujah!
This also means that our initial consult, and up to three additional meetings, phone calls or zooms – we won’t charge for.
If you’re feeling particularly nosey, head to our Jargon Library for more info on fees/commissions.
FAQ
Got Questions? - We've Got Answers!